55+ communities near The Villages
Plantation at Leesburg Homes for Sale in Lake County, FL
A gated 55+ community in unincorporated Lake County, run by a board the residents elect, with no community development district on the tax bill. Two things to know going in: the board approves every purchase, and there is a golf assessment that shows up at closing.
What is Plantation at Leesburg?
Plantation at Leesburg is a 55+ community in unincorporated Lake County — outside Leesburg city limits, despite the name. It has a resident-controlled HOA, so you elect the board and you get a vote on the dues. There is no CDD, confirmed against Lake County GIS, so nothing from a district shows up on the tax bill.
Dues were $165 a month in 2025, or $180 for homes still paying a golf special assessment. The 2026 schedule was not verified as of August 2026, so treat those as the last confirmed figures and ask for the current one.
Two things surprise buyers here. The board must approve your purchase, and any lease. And a resale buyer pays a pro-rated share of a $1,260 golf assessment at closing, which is a closing-cost line rather than a monthly one.
For how this stacks up against the other communities near The Villages, see my 55+ communities comparison.
At a glance
| County | Lake |
|---|---|
| Jurisdiction | Unincorporated — not inside Leesburg city limits |
| Governance | Resident-controlled HOA |
| Who sets the dues | A board the residents elect |
| Monthly dues | $165 in 2025 — $180 with the golf special assessment (2026 schedule unverified as of Aug 2026) |
| At closing | Pro-rated share of a $1,260 golf assessment, for resale buyers |
| CDD | None — confirmed against Lake County GIS |
| Buyer approval | Required — board approves every purchase and every lease |
| Golf | Two courses, separate membership — $3,850/year (2025–26 club schedule) |
| Age rule | Federal housing-for-older-persons rules apply — confirm the specific occupancy terms with the association |
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When a home comes up in Plantation at Leesburg, I'll email it to you. If you want to talk a village through before you tour it, call or text me at 352-780-1479.
Residents run it, and residents approve you
Plantation at Leesburg is governed by a homeowners association whose board the owners elect. That is the structure most buyers picture when they hear "55+ community," and it is worth pointing out that it is not the norm across this group. Two of the nearby alternatives are controlled by a company rather than by residents: at Oak Run the developer owns the amenities and sets the fee, and at Spruce Creek South the amenities belong to a private investor and there is no HOA at all. Here, you get a vote.
There is no community development district. That is confirmed against Lake County GIS rather than taken from a listing sheet, and it matters, because a CDD assessment is a separate annual line on the property tax bill that has nothing to do with the HOA. A home here does not carry one.
The flip side of resident control is a step The Villages does not have: the board approves purchases and leases. If you buy here, your contract runs through an approval process. If you plan to rent the home out later, that runs through the board too. Neither is unusual for a community of this type, but both belong on your timeline from day one, not discovered in week three of a 30-day close.
Golf is two courses with a separate membership. It is not bundled into dues, which is the more common arrangement in this group and the opposite of how executive golf works in The Villages.
What you actually pay at Plantation at Leesburg
Every figure below has a source and a date. Where I do not have one, I say so rather than estimate.
Dues: $165 a month — in 2025
That was the 2025 schedule. Homes still paying the golf special assessment were $180. The 2026 schedule had not been verified as of August 2026, so I am labeling these by their year rather than calling them current. Ask the association what this year's figure is.
The $1,260 golf assessment at closing
A resale buyer pays a one-time pro-rated share of it at the closing table. It is not a monthly cost and it is easy to miss when you are comparing dues. Ask for the pro-rated figure on the specific home before you write the offer.
No CDD assessment
Confirmed against Lake County GIS. There is no district line on the tax bill here. That is the single biggest structural difference from a Villages home, where the bond and the maintenance assessment both bill annually.
Golf: $3,850 a year, separate
Two courses, membership sold separately, on the published 2025–26 club schedule. If you golf regularly, add that to the monthly number before you compare this community to one where golf is bundled.
Approval is a cost too — in time
Board approval on a purchase or a lease does not carry a price tag, but it carries a calendar. Ask early what the process is and how long it takes, and write your contract dates around the answer.
Property tax: verify by address
I do not publish a tax rate for this community. The Lake County rates on the rest of this site were each calculated for a home inside The Villages, and they do not carry over to a home outside it. Get the number from the Lake County Property Appraiser for the specific parcel.
Plantation at Leesburg versus The Villages
I sell in The Villages. I am still going to tell you both sides, because a buyer who picks the wrong community is not a client for long.
Where Plantation at Leesburg can be the better fit
The monthly stack is simpler and, on the 2025 numbers, lower: one HOA payment, no district assessment, no bond. A newer Villages home can carry $3,000 to $5,000 a year in bond that a buyer here never sees at all.
It is gated, it is smaller, and the board answers to the residents. Buyers who find The Villages' scale impersonal are describing something real, and this is the kind of community that is the answer to it.
Where The Villages can be the better fit
No approval process. You buy a Villages home the way you buy any other home — no board vote between you and the closing table, and no board vote if you want to rent it out later.
Then scale: 130 recreation centers, five town squares with free nightly entertainment, and a golf cart network that reaches groceries, medical, and dining. Walking play on 45 executive courses is included with the amenity fee, where golf here is $3,850 a year on top of dues.
The honest counterweight is the bond, plus the maintenance assessment, plus lawn service out of pocket. That is the trade, and it is a real one.
If you golf several times a week, run that math first. A $3,850 membership here against executive golf included in a Villages amenity fee moves the comparison more than the dues do. If you rarely golf, the comparison flips and the no-bond, no-CDD structure here starts looking hard to beat.
Plantation at Leesburg in Lake County, FL: common questions
No. That is confirmed against Lake County GIS, not assumed. A home here carries HOA dues but no community development district assessment on the tax bill.
The 2025 schedule was $165 per month, or $180 for homes still paying a golf special assessment. The 2026 schedule had not been verified as of August 2026, so treat those as 2025 figures and confirm the current amount with the association.
A resale buyer pays a one-time pro-rated share of a $1,260 golf assessment at closing. Ask what the pro-rated share is on a specific home before you write the offer, because it is a closing-table number, not a monthly one.
Yes — and to lease. The resident board approves every purchase and every lease. Build that step into your timeline instead of discovering it late in the transaction.
No. There are two courses and membership is separate. The published 2025–26 club schedule is $3,850 a year.
The name says Leesburg, but the community sits in unincorporated Lake County. That matters for which local charges appear on the tax bill, so read the bill for the specific address rather than assuming city services.
The residents. It is a resident-controlled HOA with a board the owners elect, which means you get a vote on dues and on the budget that sets them.
Other 55+ communities near The Villages
Weighing Plantation at Leesburg against The Villages?
Tell me how often you golf and whether the approval process bothers you, and I will give you the straight comparison — including the parts that argue against a Villages home.