55+ Communities · Near The Villages, FL
Del Webb Spruce Creek Golf & Country Club Homes for Sale
Del Webb Spruce Creek Golf & Country Club is a gated 55+ community in Summerfield, in Marion County, just north of the Sumter County line. It has a resident-controlled HOA that owns its recreation facilities outright, no CDD, and dues of $211.00 per month per household.
What is Del Webb Spruce Creek?
Of the communities near The Villages, this one has the cleanest governance story. The builder deeded the recreation facilities to the homeowners association, so residents own them. Residents elect the board, the board adopts the budget, and the dues come out of that budget. If you dislike the result, you can run for the board.
Dues are $211.00 per month per household, per the HOA's published FAQ as of August 2026. There is no community development district, so no bond and no CDD maintenance line on the tax bill — confirmed by the HOA's own FAQ and by two 2025 parcel tax bills from different phases.
The one thing residents do not control is the golf course. The 36-hole course is not HOA property. It sold to a private buyer in October 2024 and now runs semi-private, pay to play. Residents control their dues; they do not control the golf course.
For how this stacks up against the other communities near The Villages, see my 55+ communities comparison.
At a glance
| County | Marion |
|---|---|
| City | Summerfield |
| Governance | Resident-controlled HOA |
| What you pay | $211.00/month per household (HOA FAQ, August 2026) |
| Who sets it | Resident-elected board |
| CDD | None |
| Amenities | Recreation facilities owned outright by the HOA |
| Golf | 36 holes, privately owned since October 2024 — pay to play |
| Age rule | A 55+ community under federal housing-for-older-persons rules. Confirm the specific occupancy terms with the HOA. |
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When a home comes up in Del Webb Spruce Creek, I'll email it to you. If you want to talk a village through before you tour it, call or text me at 352-780-1479.
Who actually runs Del Webb Spruce Creek
The residents do, through a homeowners association. That sounds unremarkable until you compare it to the neighbors. Two of the communities in this group have amenities owned by outside companies, and in one of them the association was dissolved entirely.
Here the builder deeded the recreation facilities to the association. The HOA owns them. Residents elect the board, the board adopts the annual budget, and the monthly dues follow from that budget. The published figure is $211.00 per month per household, from the HOA's own FAQ as of August 2026. A resident-elected board can change it, which is exactly the point — the people paying are the people voting.
There is no community development district. No bond, no CDD maintenance assessment. I checked that two ways: the HOA's FAQ says so, and two 2025 parcel tax bills from different phases of the community show no CDD line.
The exception is golf. The 36-hole course was never HOA property, and in October 2024 it sold to a private buyer. It runs semi-private now — residents pay to play like anyone else, and the owner sets those rates. If golf is central to why you are looking here, ask about current rates and any resident arrangement in writing, because that piece sits outside the association's control.
Del Webb Spruce Creek is not Spruce Creek South
Two different communities, a short distance apart, with similar names and opposite governance. Listing portals confuse them routinely. Before you tour anything, confirm which one you are standing in.
Three tells:
- The plat name in the legal description reads Spruce Creek Golf and Country Club rather than Spruce Creek South.
- This community's staffed gate is on Del Webb Boulevard, off US 441/27.
- Addresses here carry Del Webb Blvd or interior streets platted under that name.
Why it matters: this community has a resident-controlled HOA that owns its facilities. Spruce Creek South has had no HOA since 2014 — its gate, pool, and course belong to a private owner, and residents have no vote on the fee. Getting the two mixed up means getting the most important fact about the home exactly backwards.
One more name to keep separate: Del Webb Stone Creek in Ocala is a third community, still being built out, with an unresolved CDD status. Same brand, different place.
What you actually pay at Del Webb Spruce Creek
HOA dues — $211.00 per month
Per household, from the HOA's published FAQ as of August 2026. It funds the recreation facilities the association owns. A resident-elected board sets it, so confirm the current figure with the HOA before you write an offer.
No CDD assessment
No bond, no CDD maintenance line. Confirmed by the HOA FAQ and by two 2025 parcel tax bills from different phases. In The Villages, the bond alone can run $3,000 to $5,000 a year on a newer southern home.
The Marion County package — not a community fee
Unincorporated Marion homes carry a county package of about $513.97 on the tax bill: a $283.97 fire assessment (tax year 2025) plus solid waste and stormwater. Some listings present it as a community charge. It is not — it is the county, and it follows you to Oak Run, Stonecrest, or Spruce Creek South unchanged.
Property tax — verify by address
I do not publish a tax rate for this community. The Marion rate quoted elsewhere on this site was computed for Villages parcels in Marion County and does not transfer to a non-Villages home. Pull the actual bill for the specific address at the Marion County Property Appraiser.
Golf is separate and privately owned
36 holes, sold to a private buyer in October 2024, semi-private and pay to play. It is not in the dues and the association does not set the rates. Budget it on its own and get current rates in writing.
Roof and HVAC age
Florida insurers price roofs hard, and this community has homes well past their first roof. Ask for the installation date in writing and get an insurance quote before your inspection period ends.
Del Webb Spruce Creek versus The Villages
Where Del Webb Spruce Creek can win
Simplicity. One monthly HOA figure covers the amenities, residents own those amenities, and they elect the board that budgets for them. There is no CDD bond and no CDD maintenance assessment, so two of the five recurring costs a Villages buyer has to plan for do not exist here.
It is also gated, which The Villages is not, and it is smaller. Some buyers want a community they can learn in a week rather than a year.
Where The Villages wins
Scale and golf. The Villages has 130 recreation centers, five town squares with free nightly entertainment, and 45 executive golf courses where walking play is included in the amenity fee. Here the course is privately owned and every round is out of pocket.
The Villages amenity fee runs about $204 a month for new buyers as of early 2026, close to the $211 here. But it is a contractual obligation tied to the deed that adjusts by CPI, not a figure a board revises each year. Which of those you prefer is a real judgment call, not a right answer.
What The Villages adds on top is the bond and the CDD maintenance assessment. See my cost of living guide for what all five costs come to, and the full 55+ comparison for the rest of the field.
Del Webb Spruce Creek in Summerfield, FL: common questions
The HOA's published FAQ lists $211.00 per month per household as of August 2026. Confirm the current figure with the association before you write an offer, since a resident-elected board can change it.
The homeowners association owns its recreation facilities outright. The builder deeded them to the association, so residents own the buildings they pay to maintain and elect the board that sets the budget.
No. The 36-hole course is not HOA-owned. It sold to a private buyer in October 2024 and operates as a semi-private, pay-to-play course. Residents control their dues; they do not control the golf course.
No. There is no community development district here. That is confirmed by the HOA's FAQ and by two 2025 parcel tax bills pulled from different phases of the community.
No, and the two are mixed up constantly. Three tells: the plat name in the legal description reads "Spruce Creek Golf and Country Club" rather than "Spruce Creek South"; this community's staffed gate is on Del Webb Boulevard off US 441/27; and its addresses carry "Del Webb Blvd" or interior streets platted under that name.
Marion County, in Summerfield, just north of the Marion-Sumter line. It is not in The Villages and not in Sumter County.
No. That is a Marion County package that applies to every unincorporated Marion home: a $283.97 fire assessment for tax year 2025, plus solid waste and stormwater. It is the county, not the community, and it does not change if you move to another Marion community.
Other 55+ communities near The Villages
Weighing Del Webb Spruce Creek against The Villages?
Tell me what you are actually after and I will give you my honest read on which side fits it. If the answer is Del Webb, I will say so.