Estimate the annual ad-valorem property tax for a home in any of the three Villages counties. This is the county tax line only — see the note below on the other costs of owning here.
The number above is your property tax only. Owning in The Villages also means a CDD bond, a CDD maintenance assessment, a fire/rescue assessment, and the monthly amenity fee — and those vary by home.
Want the complete cost for a home you're considering? I can easily pull the bond balance and all other costs on a specific home.
These are estimates using 2025 gross millage rates, rounded. Your exact bill depends on the specific parcel and any city-limit lines. Confirm with the official county estimators:
Estimates only — not tax, legal, or financial advice. Rates as of the 2025 tax roll and subject to change.
For a new buyer, property tax runs roughly 1.0% of the purchase price in Sumter County, about 1.53% in the Marion County villages, and about 1.6% in the Lake County villages. On a $400,000 home that's roughly $4,000 a year in Sumter, $6,100 in Marion, and $6,400 in Lake before the homestead exemption. Sumter is the lowest because it doesn't stack the extra levies Marion and Lake do — a separate law-enforcement tax in Marion, and city millage in the Lake villages.
Sumter County funds its sheriff out of the general fund, so its total millage stays near 10 mills (~1.0%). Marion and Lake stack additional levies — a separate law-enforcement assessment in Marion, and city millage in the Lake villages, which sit inside Leesburg, Lady Lake, or Fruitland Park. That pushes both counties to roughly 15–16.4 mills (~1.5–1.6%).
Usually not. In Florida, a sale resets the assessed value to roughly your purchase price the following January, and the Save Our Homes cap that kept a long-time owner's bill low doesn't transfer to you. A new buyer should estimate from the purchase price, not the seller's current tax bill.
If the home is your primary residence and you file by March 1, you get up to $50,000 off your assessed value ($25,000 applies to all taxes; a second $25,000 applies to everything except school taxes). On a typical Villages home that's roughly $400–$700 a year in savings, depending on the county.
No — this tool estimates the ad-valorem property tax only. Your total cost of ownership in The Villages also includes the CDD bond, the CDD maintenance assessment, the fire/rescue assessment, and the monthly amenity fee. Those vary by the specific home, so I calculate them per property rather than by formula. See all five costs.