Village of El Cortez Homes for Sale
Homes in El Cortez were built 1990–1994. In Lake County (ZIP 32159), El Cortez is about 0.6 miles in a straight line from Spanish Springs Town Square. Smaller single-story homes and villas of block and wood frame construction make up the housing here. Homes here have no CDD bond — the Lady Lake/Lake County section has never been inside a numbered district. Lake County's ~1.6% property tax rate applies, which is the main carrying-cost consideration here.
At a glance
Location
Northern Area
Nearest square
Spanish Springs
Year built
1990–1994
Bond
No bond
Tax rate (typical)
~1.6% (2025)
County
Town of Lady Lake, Lake County
ZIP Code
32159
Homes for sale in the Village of El Cortez
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What people like about the Village of El Cortez
El Cortez is about 0.6 miles in a straight line from Spanish Springs Town Square. Spanish Springs has free nightly entertainment, dining, and shopping. The Fiesta Bowl bowling alley is within walking distance. Homes in El Cortez were built 1990–1994. They are smaller single-story homes and villas of block and wood frame construction.
Hacienda Hills Country Club and Chula Vista golf are the primary courses nearest El Cortez — the same courses referenced in Del Mar. Orange Blossom Hills Golf and Country Club is about a 4-minute drive, the same course serving Orange Blossom Gardens buyers. The golf around El Cortez has been in place for decades. On cost: Lake County's ~1.6% effective property tax rate is higher than Sumter County at ~1.0%. No CDD bond has ever existed in this section, which removes one cost but not the other — the Lake County rate applies every year regardless. For buyers comparing El Cortez to newer southern villages with High or Very high CDD bonds, the annual carrying cost difference is significant — model both figures side by side.
Map & location
What's nearby in the Village of El Cortez
Golf nearby
- Hacienda Hills Country Club — northern-area championship course — same course referenced in nearby Del Mar
- Chula Vista Golf Course — golf course near El Cortez, same as Del Mar corridor
- Orange Blossom Hills Golf and Country Club — ~4-minute drive — championship course
Recreation & entertainment
- Spanish Springs Town Square — about 0.6 miles in a straight line — Spanish colonial-themed, free nightly entertainment, opened 1994, the original town square
- Fiesta Bowl — bowling alley within walking distance
Shopping & services
- Spanish Springs corridor retail — shops, dining, and services within the Spanish Springs town square corridor — walkable from El Cortez
What to check before you buy in the Village of El Cortez
- Bond status — no bond has ever existed here El Cortez is part of the Lady Lake/Lake County section of The Villages, which is not located inside any numbered Community Development District — no CDD bond assessment has ever existed here. Community services are provided through the Village Center Community Development District (VCCDD). These homes carry no bond assessment. Verify in writing for any specific home that no bond line appears on the tax bill. More on bonds →
- Lake County property tax rate El Cortez is in Lake County, where the effective property tax rate runs approximately 1.6% — higher than the ~1.0% Sumter County rate that covers most Villages properties. On a $300,000 home, that is roughly $1,800 more per year than a Sumter County property at ~1.0%. The offsetting factor is that no CDD bond has ever existed in this section.
- Roof age and construction type El Cortez homes are block and wood frame construction built 1990–1994. Roof age and condition can affect insurance options, and requirements vary by insurer. Confirm the roof's installation date and material during inspection, and ask about any wood frame components that insurers may require to be inspected or upgraded. Get an insurance quote before the inspection period ends.
- HVAC age Ask for the HVAC installation date and service records.
Village of El Cortez FAQs
Where is the Village of El Cortez located in The Villages?
El Cortez is in the northern area of The Villages, in Lake County, ZIP 32159. It is about 0.6 miles in a straight line from Spanish Springs Town Square. Homes in El Cortez were built 1990–1994.
When were the homes in El Cortez built?
Homes in El Cortez were built 1990–1994 per county parcel records, making it one of the oldest villages in The Villages. Homes here carry no CDD bond — this section of The Villages has never been inside a numbered district.
What types of homes are in El Cortez?
El Cortez has smaller single-story homes and villas of block and wood frame construction. They are more compact than the Designer and Premier series common in newer villages.
What town square is closest to El Cortez?
Spanish Springs Town Square is about 0.6 miles in a straight line from El Cortez. Spanish Springs is the original town square (1994) with Spanish colonial architecture and free nightly entertainment.
What golf courses are nearest to El Cortez?
Hacienda Hills Country Club and Chula Vista golf are the primary courses nearest El Cortez — the same courses serving Del Mar. Orange Blossom Hills Golf and Country Club is about a 4-minute drive, the same course serving Orange Blossom Gardens.
What is the Fiesta Bowl in The Villages?
The Fiesta Bowl is a bowling alley within walking distance of El Cortez.
Looking at homes in the Village of El Cortez?
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