Village of St. Charles Homes for Sale
St. Charles is a midsize Central Area village in Sumter County (ZIP 32162), built 2008–2010, with approximately 682 residents across Patio Villas, Courtyard Villas, and Designer Homes. Cane Garden Country Club and the Yankee Clipper course are the nearest championship golf options, and Southern Star Executive Golf Course borders sections of the village — golf course views from many homes without needing to leave the neighborhood road network. Allamanda and SeaBreeze Recreation Centers both serve this corridor, supplemented by St. Charles's own neighborhood pool. Lake Sumter Landing and Brownwood Paddock Square are both within approximately 5 miles — a centered position in the dual town square corridor.
Individually verified. The county, ZIP, and tax figures on this page are checked against county records, and the bond status is checked against district bond records at districtgov.org. See the lookup tools Scout uses →
Homes for sale in the Village of St. Charles
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What people like about the Village of St. Charles
Cane Garden Country Club — a 27-hole championship course — is among the nearest championship options from St. Charles, part of the same Cane Garden cluster that draws buyers to Pennecamp, Poinciana, Ashland, and Liberty Park. Southern Star Executive Golf Course runs along sections of the village boundary, providing golf course views from many homes — the visual benefit of fairway adjacency without necessarily carrying a golf course lot price premium on every street. St. Charles Recreation Center (neighborhood pool) provides village-level rec, while Allamanda Recreation Center adds a family pool facility for the broader corridor. SeaBreeze Recreation Center is the major shared hub for this section: swimming, pickleball, tennis, volleyball, shuffleboard, bocce, a theater, and crafts — a comprehensive facility that is one of the better-equipped in the Lake Sumter corridor.
HCA Florida Trailwinds Village Emergency is under 2 miles from St. Charles — a meaningful proximity for a 55+ community and one of the shorter hospital drives in the central area. Cody's Original Roadhouse and Chop House provides nearby dining. The dual town square position is a practical advantage: Lake Sumter Landing (waterfront dining, boat dock on Lake Sumter, Coastal/Key West character, free nightly entertainment) and Brownwood Paddock Square (country and Western horse-themed, also free nightly entertainment) are both approximately 5 miles away, giving residents two meaningfully different town square experiences by cart. The cost picture: homes still carrying the bond pay about $694 to $1,373 per year under District 8's Series 2018 schedule, scheduled to reach zero in 2038 — the villa sections (Hallandale, Hortensia, Hydrangea, and Oviedo Villas) sit at the lower end, about $694 to $864. Always verify the exact remaining balance in writing for any specific home.
Map & location
What's nearby in the Village of St. Charles
Golf nearby
- Cane Garden Country Club — 27-hole championship course — part of the Cane Garden cluster serving the Lake Sumter corridor
- Yankee Clipper — championship course neighboring the Cane Garden complex
- Southern Star Executive Golf Course — borders sections of the village — golf course views from many St. Charles homes
Recreation & entertainment
- St. Charles Recreation Center — village's own neighborhood pool
- Allamanda Recreation Center — family pool facility serving the Lake Sumter corridor
- SeaBreeze Recreation Center — major shared rec hub — swimming, pickleball, tennis, volleyball, shuffleboard, bocce, theater, crafts
- Lake Sumter Landing Market Square — ~5 miles by cart — waterfront dining, boat dock on Lake Sumter, Coastal/Key West character, free nightly entertainment
- Brownwood Paddock Square — ~5 miles by cart — country and Western horse-themed, free nightly entertainment
Shopping & services
- Cody's Original Roadhouse and Chop House — nearby dining confirmed for this corridor
- HCA Florida Trailwinds Village Emergency — under 2 miles — one of the shorter hospital drives from any Lake Sumter corridor village
What to check before you buy in the Village of St. Charles
- Bond status and remaining balance St. Charles homes still carrying the bond pay about $694 to $1,373 per year under District 8's Series 2018 schedule, scheduled to reach zero in 2038 — a Low bond by Villages standards. The villa sections (Hallandale, Hortensia, Hydrangea, and Oviedo Villas) sit at the lower end of that range, about $694 to $864 per year. Bond amounts vary by home and unit; verify the exact remaining balance in writing for any specific home before making an offer. More on bonds →
- Roof age — in the critical window A 2008–2010 home is now 16–18 years old. Florida insurance carriers typically require documentation of recent roof replacement for homes in this age range, and some carriers decline to renew coverage on roofs approaching or past 20 years. Before making an offer, confirm: (1) current insurance is in force, (2) the roof age, and (3) the insurer's stated maximum age policy. Budget for roof replacement if the original roof is still in place — this is a near-term cost, not a future one.
- HVAC age A 2008–2010 HVAC system is 16–18 years old — at or past the typical Florida replacement window of 12–15 years. Confirm the system has been replaced or confirm its current condition and service history. Budget for replacement if the original system is still operating.
Village of St. Charles FAQs
Where is the Village of St. Charles located in The Villages?
St. Charles is in the Central Area of The Villages, in Sumter County, ZIP 32162. It sits between Lake Sumter Landing and Brownwood Paddock Square — approximately 5 miles from each — in the Cane Garden Country Club corridor.
When were the homes in St. Charles built?
Homes in St. Charles were built from approximately 2008 to 2010. Homes still carrying the bond pay about $694 to $1,373 per year under District 8's Series 2018 schedule, scheduled to reach zero in 2038. Verify the exact remaining balance in writing for any specific home.
What types of homes are in St. Charles?
St. Charles has Patio Villas, Courtyard Villas, and Designer Homes across approximately 682 residents — a midsize village by The Villages standards.
What town squares are closest to St. Charles?
Both Lake Sumter Landing and Brownwood Paddock Square are approximately 5 miles away by golf cart, an unusually centered position in the dual town square corridor. Lake Sumter Landing has a waterfront, Coastal/Key West character; Brownwood has a country and Western horse-themed character. Both offer free nightly live entertainment.
What golf courses are nearest to St. Charles?
Cane Garden Country Club (27-hole championship, same course that borders Pennecamp and Poinciana) and the Yankee Clipper are the nearest championship options. Southern Star Executive Golf Course runs along sections of the village boundary, providing golf course views for many St. Charles homes.
What medical facilities are near St. Charles?
HCA Florida Trailwinds Village Emergency is under 2 miles from St. Charles — one of the shorter hospital drives in the central area. This proximity is a practical consideration for buyers comparing central-area villages where hospital access times can vary by several minutes.
How close is St. Charles to both Lake Sumter Landing and Brownwood?
Both Lake Sumter Landing and Brownwood Paddock Square are approximately 5 miles from St. Charles, making it one of the more evenly positioned villages in the corridor between the two squares. Buyers who want options on which town square to visit on a given evening will find both equally accessible by cart.
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