By Scout Eveleth,
Licensed Florida Realtor (FL License # BK3491000)
Fernandina is a 2014 central-area village in Sumter County (ZIP 32163) with the broadest home type range in the Brownwood 32163 cluster — Patio Villas, Courtyard Villas, Designer Homes, and Premier Homes. The Bradenton Recreation Center is in the village itself, with multiple homes backing directly to the pool. Manatee Recreation Center is less than a tenth of a mile away. Bonifay Country Club (27-hole) and Evans Prairie Country Club are both within golf cart range, giving Fernandina dual championship access from one address. CDD bond balances are still active but carry a low annual assessment for most homes — roughly $662 to $1,450 per year under District 9's schedules, scheduled to reach zero in 2042 (the MacClenny section runs higher). Brownwood Paddock Square is approximately 4 miles away; Lake Sumter Landing Market Square is also within cart range.
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Two recreation centers within a tenth of a mile is unusual in The Villages, where most villages share a single rec center with neighboring neighborhoods. Bradenton Recreation Center sits inside the Fernandina footprint — residents in homes along the back perimeter have the pool effectively in their yard. Manatee Recreation Center is under a tenth of a mile from the nearest Fernandina homes. For buyers who use the rec center pools and facilities daily, that density of access is a practical differentiator. The home type range runs from Patio Villas at the compact, lower-price end to Premier Homes at 2,000-plus square feet — Fernandina covers a wider price band than the neighboring Brownwood 32163 cluster villages (Charlotte and Gilchrist are more concentrated in Patio Villa and Designer Home series). The Sarasota Golf Practice Center is adjacent, giving Fernandina residents an on-site practice option beyond the executive courses.
Bonifay Country Club is a 27-hole championship club with Caribbean-inspired architecture and dining, within golf cart range. Evans Prairie Country Club is a second championship option in the same corridor — giving Fernandina access to two separate championship venues without a car trip. Havana Country Club is a third championship option in the area, the same course that neighbors Duval and Hemingway. Brownwood Paddock Square — the country and Western horse-themed town square — is approximately 4 miles from Fernandina, a realistic golf cart destination for dinner and nightly entertainment. Lake Sumter Landing Market Square is also reachable by cart. The honest carrying-cost picture: Fernandina was built in 2014, so CDD bond balances are still active and scheduled to reach zero in 2042 — but the annual assessment is low for most of the village, roughly $662 to $1,450 per home per year under District 9's schedules, not the $3,000-plus a mid-2010s build often implies. One pocket runs higher: the MacClenny section (District 9 Unit 207, Series 2021) carries about $2,285 per year through 2041. Verify the exact remaining balance and annual assessment amount in writing for any specific home before making an offer.
Fernandina is in the central area of The Villages, in Sumter County, ZIP 32163. It sits in the Brownwood corridor alongside Collier, Charlotte, and Gilchrist, with Brownwood Paddock Square approximately 4 miles by golf cart. Lake Sumter Landing Market Square is also within cart range.
Homes in Fernandina were built in 2014, so most homes carry active CDD bond balances scheduled to reach zero in 2042. The annual amount is low for most of the village — roughly $662 to $1,450 per home per year under District 9's schedules — though the MacClenny section runs higher, about $2,285 per year. Always verify the exact remaining balance and annual assessment in writing for any specific home before making an offer.
Fernandina has Patio Villas, Courtyard Villas, Designer Homes, and Premier Homes. This is the broadest home type mix in the Brownwood 32163 cluster, covering a wide price range from compact villas to full Premier-series floor plans at 2,000-plus square feet.
Brownwood Paddock Square is the closest — the country and Western horse-themed square opened in 2012, approximately 4 miles from Fernandina by golf cart. Lake Sumter Landing Market Square, the Coastal / Key West-themed waterfront square, is also reachable by cart.
Bonifay Country Club (27-hole, Caribbean-inspired architecture and dining) and Evans Prairie Country Club are both within golf cart range — two championship venues without a car trip. Havana Country Club is a third championship option in the corridor. The Sarasota Golf Practice Center is adjacent to the village. Executive courses included with the amenity fee provide free walking-play options as well.
Bradenton Recreation Center sits inside the Fernandina village footprint. Multiple homes along the back perimeter back directly to the facility and its pool — MLS listing descriptions confirm "home backs up to the Bradenton Recreational Center, pool basically in our back yard." Manatee Recreation Center is also less than a tenth of a mile from Fernandina. Two rec centers at that proximity is unusual in The Villages, where most villages share one facility with neighboring neighborhoods.
Fernandina has the widest home type mix of the Brownwood 32163 cluster — Patio Villas through Premier Homes. Charlotte and Gilchrist are more concentrated in Patio Villa and Designer Home series. Fernandina also has two recreation centers within a tenth of a mile (Bradenton and Manatee) and dual championship course access (Bonifay and Evans Prairie). Bond balances are still active across all three villages but carry low annual amounts — District 9's schedules for this era run in the hundreds to low thousands per home per year, not the full original principal a 2010s build year might imply.
I can pull the current bond balance on any home here, show you what's active, and give you a real read on whether this village fits your priorities.
