1040 COTTAGE DR, THE VILLAGES, FL 32162
Single Family Home · Lakeshore Cottages
- Beds
- 3
- Baths
- 2.5
- Sq ft
- 2,042
- $ / sq ft
- $649
- Year built
- 2004
- Golf cart parking
- Private pool
About this home
RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages’ most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home’s most impressive features is the spectacular 29’ x 10’ enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT’S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!
Cost to own
As listed. Verify before you buy.
Property taxes (current bill)
$9,793.94 / yr
Tax year 2025
Flood zone
X500*
Current taxes reflect the seller's exemptions and assessment. Taxes are often reset after a sale, so a low figure may rise for the next owner.
Monthly payment
Estimate
/ month
- Principal and interest
- Property taxes (current bill)
- $816
- Homeowners insurance
Features
Interior
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
- Furnished
- Negotiable
Parking and garage
- Garage
- Yes
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Golf Cart Parking
Exterior and lot
- Lot size
- 0.21 acres · 9,212 sq ft
- Roof
- Metal
- Private pool
- Yes
- Pool features
- Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure
- Waterfront
- No
Systems and utilities
- Heating
- Natural Gas
- Cooling
- Central Air
Community and association
- Association (as listed)
- No
- 55+ community (as listed)
- Yes
- CDD (as listed)
- Yes
Listing facts
- Home type
- Single Family Home
- Subdivision (MLS)
- VILLAGES OF SUMTER LAKE SHORE COTTAGES
- MLS #
- G5115808
- Days on market
- 99
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · 352-753-7500 · MLS# G5115808 · Active · Subdivision VILLAGES OF SUMTER LAKE SHORE COTTAGES · Listed Jul 30, 2026
About this listing data

Listings courtesy of Stellar MLS as distributed by MLS GRID
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Scout Eveleth · Realty Executives in The Villages
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Designated Agent: Scout Eveleth, Realty Executives in The Villages, 11714 NE 62nd Terrace, Suite 300, The Villages, FL 32162, Phone 352-780-1479, Email dmca@scoutthevillages.com


